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:root{--color-primary:#1a5276;--color-primary-dark:#154360;--color-primary-light:#2471a3;--color-primary-bg:rgba(26, 82, 118, 0.08);--color-primary-soft:rgba(26, 82, 118, 0.12);--color-accent:#c0392b;--color-accent-dark:#a93226;--color-accent-light:#e74c3c;--gray-50:#f8f9fa;--gray-100:#f1f4f7;--gray-200:#e5e8eb;--gray-300:#d1d5db;--gray-400:#9ca3af;--gray-500:#6b7280;--color-bg:#ffffff;--color-bg-light:#f8f9fa;--color-bg-section:#f1f4f7;--color-bg-card:#f8f9fa;--color-white:#ffffff;--color-text:#2c3e50;--color-text-light:#34495e;--color-text-muted:#566465;--color-text-white:#ffffff;--color-border:#e5e8eb;--color-border-light:#ecf0f1;--color-success:#18743f;--color-success-bg:rgba(39, 174, 96, 0.1);--color-warning:#f39c12;--color-warning-bg:rgba(243, 156, 18, 0.1);--color-error:#b03a2e;--color-danger:var(--color-error);--color-warning-text:#8a5300;--color-error-bg:rgba(231, 76, 60, 0.1);--color-info:#3498db;--color-info-bg:rgba(52, 152, 219, 0.1);--font-family-base:system-ui, 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(max-width:768px){.form-row{grid-template-columns:1fr}}.form-label{display:block;margin-bottom:var(--spacing-xs);font-size:var(--font-size-sm);font-weight:var(--font-weight-semibold);color:var(--color-text)}.form-label-required::after{content:" *";color:var(--color-accent)}.form-hint{font-size:var(--font-size-sm);color:var(--color-text-muted);margin-top:var(--spacing-xs)}.input-group{position:relative;display:flex;align-items:center;border:1px solid var(--color-border);border-radius:var(--radius-md);overflow:hidden}.input-prefix{padding:var(--spacing-md) var(--spacing-lg);background:var(--color-bg-section);color:var(--color-text-muted);font-weight:var(--font-weight-semibold);border-right:1px solid var(--color-border)}.input-group .form-input{flex:1;border:0;border-radius:0}.input-group 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.form-input{padding-right:3.5rem}.form-range{width:100%;height:8px;background:var(--color-bg-section);border-radius:4px;-webkit-appearance:none;appearance:none;cursor:pointer}.form-range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;background:var(--color-primary);border-radius:50%;cursor:pointer;transition:transform var(--transition-fast)}.form-range::-webkit-slider-thumb:hover{transform:scale(1.1)}.range-labels{display:flex;justify-content:space-between;margin-top:var(--spacing-xs);font-size:var(--font-size-sm);color:var(--color-text-muted)}.form-check{display:flex;align-items:center;gap:var(--spacing-sm);cursor:pointer;font-size:var(--font-size-base)}.form-check input[type=checkbox],.form-check input[type=radio]{width:20px;height:20px;accent-color:var(--color-primary);cursor:pointer}.form-select{cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-color:var(--color-bg);background-image:url("data:image/svg+xml,%3Csvg 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var(--transition-base)}.card:hover{box-shadow:var(--shadow-md)}.card-link{text-decoration:none;display:block}.card-link:hover .card{border-color:var(--color-primary)}.card-title{font-size:var(--font-size-lg);font-weight:var(--font-weight-semibold);color:var(--color-text);margin-bottom:var(--spacing-sm)}.card-text{font-size:var(--font-size-sm);color:var(--color-text-muted);margin-bottom:0}.info-card{display:flex;gap:var(--spacing-md);background:var(--color-info-bg);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--spacing-lg);margin-top:var(--spacing-xl)}.info-card-icon{flex-shrink:0;width:24px;height:24px;color:var(--color-info)}.info-card-icon svg{width:100%;height:100%}.info-card-content{flex:1;min-width:0}.info-card-content p+p{margin-top:var(--spacing-sm)}.info-card-title{font-size:var(--font-size-sm);font-weight:var(--font-weight-semibold);margin-bottom:var(--spacing-xs)}.info-card-highlight{border-left:4px solid 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var(--spacing-lg);font-size:var(--font-size-sm);color:rgba(255,255,255,.7)}.footer-legal{display:flex;flex-wrap:wrap;gap:var(--spacing-lg)}.footer-bottom a{color:rgba(255,255,255,.7)}.footer-bottom a:hover{color:var(--color-text-white)}.text-primary{color:var(--color-primary)}.text-muted{color:var(--color-text-muted)}.text-success{color:var(--color-success)}.text-error{color:var(--color-error)}.text-center{text-align:center}.text-right{text-align:right}.font-semibold{font-weight:var(--font-weight-semibold)}.font-bold{font-weight:var(--font-weight-bold)}.font-mono{font-family:var(--font-family-mono)}.mt-1{margin-top:var(--spacing-sm)}.mt-2{margin-top:var(--spacing-md)}.mt-3{margin-top:var(--spacing-lg)}.mt-4{margin-top:var(--spacing-xl)}.mb-0{margin-bottom:0}.mb-1{margin-bottom:var(--spacing-sm)}.mb-2{margin-bottom:var(--spacing-md)}.mb-3{margin-bottom:var(--spacing-lg)}.hidden{display:none}.block{display:block}.w-full{width:100%}@keyframes 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3}.bn-g-punkt-grenz{fill:var(--color-primary);stroke:#fff;stroke-width:2}.bn-g-punkt-schnitt{fill:var(--color-accent);stroke:#fff;stroke-width:2}.bn-g-farbe-grenz{background:var(--color-primary)}.bn-g-farbe-schnitt{background:var(--color-accent)}figcaption.bn-legende span{white-space:nowrap}@media (max-width:600px){.bn-grafik-desktop{display:none}.bn-grafik-mobil{display:block}}@media (max-width:768px){.bn-kacheln{gap:var(--spacing-sm)}}.rechner-form .form-group+.form-group{margin-top:var(--spacing-lg)}.rechner-form .input-group .form-input{font-weight:var(--font-weight-semibold)}.result-row[hidden]{display:none}.rechner-check{display:flex;align-items:flex-start;gap:var(--spacing-sm);font-size:var(--font-size-sm);color:var(--color-text);cursor:pointer}.rechner-check input{margin-top:3px}.zz-g-einzahlung{fill:#a9c3d6}.zz-g-zinsen{fill:var(--color-primary)}.zz-g-ohne{fill:none;stroke:#f0a202;stroke-width:2.5;stroke-dasharray:6 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